Chandigarh Management Association(CMA) in collaboration with Institute of Professional Banking (IPB) organised a Panel Discussion on “NPA Crisis in Indian Banks: An Analysis” on March 24, 2018 at Lions Club Chandigarh.

President CMA, Mr. Deepak Dhingra in his welcome address highlighted key statistics of NPA in Indian Banks and stressed the need of amendments in banking laws to give more powers to the RBI. The expert panellists pointed out that the NPA problem needs a risk assessment formula to understand an early sign of default so that it could be tackled before the time a company starts defaulting. CA Parminder Pal Singh, Managing Partner, Parminder Pal Singh & Associates, Mr. Harinder Sinh Thakral and Mr. S R Sharma Rtd. GM, Punjab National Bank (Delhi-NCR) were the key panellists and the session was moderated by Mr. Harpal Singh, Retd. Convener, SLBC, Punjab. The panellists shared their critical insights on the subject and deliberated on possible solutions.

The discussion was followed by a question answer session which presented valuable inputs on the subject. A total of 120 people attended the panel discussion including CMA members and bankers across various public and private sector banks. Mr.
Gursimran Singh of Oberoi Educational Trust briefed the audience on the Banking Olympiad and felicitated the winners. In addition, those candidates who got placed through IPB with various banks shared their journey with the audience.